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Commercial Loans

A wide choice of customized, flexible commercial loans:

Business Loans

  • Lines of Credit, with variable interest rate based on Wall Street Journal Prime Rate 
  • Equipment Leasing
  • Accounts Receivable Financing
  • Inventory Financing
  • Working Capital Loans
  • Term Loans

Business Lines of Credit

Most businesses use a line of credit to finance seasonal or other short-term needs, which can include working capital, equipment or inventory. Features of our line of credit include:

  • Monthly billing (interest only accrues on outstanding balance).
  • The ability to pay down or re-borrow.
  • Variable interest rate based on Wall Street Journal Prime Rate
  • Letters of credit available

Business Term Loans

Business Term Loans are an excellent choice for specific purchases. We can help you finance the equipment you need to grow your business.

Commercial Real Estate Loans and Construction Lending

We simplify the construction lending financing process, including: funds control and disbursement to contractors/suppliers; interest reserve account; land draws (certain conditions apply); and one-step contruction-to-permanent loans.

  • Flexible Terms and Programs
  • Owner-Occupied Financing
  • Financing for Investment Purposes
  • Small Business Administration (SBA) Loans
  • Contruction Loans
  • Expansion/Remodeling Loans
  • Bridge Loans
  • Land Acquisition Loans
  • Conventional "Mini-Perm" Financing

 

 

 

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