Are you having trouble making the mortgage payment on your home loan with Canyon National Bank?
Canyon National Bank understands that sometimes reasons beyond a borrower’s control may cause their home loan to become delinquent.
For example, reduction in income, a business turn-around, a long-term illness, death of a family member or divorce can affect a borrower’s ability to keep their payments current.
If you’re concerned about making timely payments on your Canyon National Bank home loan or home equity loan, you may have options that will help you avoid foreclosure.
To explore these options, you need to contact our Loan Workout Department. You can reach them by calling toll free 1-877-262-4184, press option 0. Their hours are Monday through Friday from 8:00 a.m. to 4:00 p.m. (Pacific Time).
If after speaking with our Loan Workout Department, you decide to continue with the process, you’ll need to:
- Complete a
Consumer Financial Statement.
- Provide a written “hardship letter” which explains the help you’re requesting, why you’re behind on your loan payments and outlines your ability to make future payments.
- Provide the documentation listed on Possible alternatives to foreclosure.
Once we receive all required documentation, our Loan Workout Department will review your request and contact you.
Call us today at 1-877-262-4184, press option 0
By offering to review your loan, we are not giving up our right to enforce the original mortgage agreement. Any collection and/or foreclosure actions, whether currently in process or about to begin, will proceed per the terms of your Deed of Trust/Mortgage. Not all mortgages qualify for a loan modification. Our agreement to review your loan does not mean that we will approve an alternative payment arrangement.
You may also wish to contact the US Department of Housing and Urban Development, who can provide you with a list of HUD certified credit counselors. You can reach them at 1-800-569-4287 or visit
U.S. Department of Housing and Urban DevelopmentYou may also contact the Homeowner Preservation Foundation at 1-888-995-4673, they can provide foreclosure counseling services